Personal Auto Insurance

Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance.

Many drivers in Charleston, Huntington, Hurricane, and the surrounding West Virginia towns already know the best way to make sure your vehicles are covered. In 2022, we saved our new customers more than $113,972 in premiums!

The professionals at Morris Insurance Services will work with you to ensure you have adequate protection at a price you can afford. There are some ways that you can reduce the cost of your auto premiums while still keeping the coverage you need.

You work hard to provide for your family. Make sure your personal cars and vehicles are protected from collisions and other damage. Accidents can happen in the blink of an eye, often through no fault of yours. Be sure you have the protection you need!

Contact Morris Insurance Services today for your free, no-obligation insurance quote for your car, truck, motorcycle, boat, SUV or another vehicle.

There are many ways to reduce insurance premiums while keeping your adequate coverage:

Deductibles: For safe drivers who rarely file claims, a higher deductible is a great way to reduce premiums.

Multi-policy: By insuring your auto and home with Erie Insurance, you will receive a discount on your auto premium, as well as your homeowner’s insurance premium.

Multi-car: If you insure two or more cars with Erie Insurance and they are owned and used by the individual and/or relatives living in the same house, you receive a discount.

Safe driver: New policyholders who are claims- and violation-free may be eligible for an additional discount.

Pay plan: By paying your premium in full by your effective date or within 60 days, you will receive a discount.

Additional: Long-term, claims-free drivers receive additional discounts.

At Morris Insurance Services, we pride ourselves on providing top-notch customer service. Our employees live and work right here in Putnam and Kanawha counties, so when you need help, we’ll be here for you. You won’t have to talk to someone in a faraway location that knows nothing about our area.

Contact us for more information about our auto policy options and see what we can do for your unique situation. Make sure you and your personal vehicles are protected!

Whether you have your boat tied to the dock or housed on land, you want to make sure it’s covered in the event of an accident. Whether you’re an avid fisherman or just enjoy a weekend on the river relaxing, we can help you get the peace of mind for your investment.

Our policies will cover any physical damage to the boat, boating equipment and accessories, outboard motor or boat trailer. Our policies offer credits for various features, including radar, sonar, fire extinguishing system, classes, and audible burglar alarm. We also offer optional coverages for uninsured boaters, emergency services, and personal effects coverage.

Call us today for your free, no-cost quote.

Many new owners choose to only insure their motorcycle at a minimum level. However, will that coverage really protect you in the event of an accident?

According to the National Highway Traffic Safety Administration, motorcycle registrations have increased 84 percent since 1998. There are more than 7 million motorcycles on the road. With increased numbers comes increased chances for accidents. Even if you only use your motorcycle for quick errands around Putnam or Kanawha counties, you need the proper insurance coverage.

The professionals at Morris Insurance Services routinely work with the specialized needs for motorcycle owners in the Huntington-Charleston region. We can provide you with coverage for most bikes, including cruisers, touring bikes, dirt bikes, sport bikes, mopeds, and ATVs. We can even help you with coverage for custom bikes and antique bikes more than 25 years old. We understand the special issues involving bikes, including:

• Custom parts and equipment
• Safety riding apparel
• Transport trailers
• Bodily injury liability
• Property damage liability
• Collision
• Comprehensive/theft
• Uninsured/underinsured motorist Medical payments
• 24-hour roadside assistance

Contact us today! We’ll conduct a free review of your current policy and make sure you have the coverage you need.

No matter what type of specialty vehicle you own, you need to make sure your insurance coverage is enough to cover a loss.

At Morris Insurance Services, we work with vehicle owners to make sure you are covered. Many owners in this region trust us with their specialized needs. We are experts in recommending coverage for:

• All Terrain Vehicles (ATVs)
• Campers and Fifth Wheels
• Recreational Vehicles (RVs) and motor homes
• Antique cars

We consider the exact make and model of the vehicle, usage, and any added equipment to ensure your coverage is appropriate. Make sure your investments are covered!

Contact us for a free quote on insuring your recreational and special vehicles.