As a business owner, you work hard to cultivate and maintain your business. But there are a number of risks that could threaten what you’ve built. Morris Insurance Services understands the risks and the options available to your business. Contact us today for a free consultation.
Insuring Your Business Property
No matter what type of business you own, your place of business is the center of everything. Without it, you cannot operate. Morris Insurance Services has helped hundreds of businesses in the Teays Valley and Huntington, WV, area ensure they are protected. Our commercial property insurance can be customized to fit any special needs for your business. Other features of our policies are:
Income Protection – Your business income is guaranteed, as specified by the plan, if your business is suspended because of property damage.
Mechanical & Electrical Breakdown – Provides coverage for boilers, pressure vessels, refrigeration systems and other mechanical systems used in your organization.
Additional Property Protection – Covers items located outside your business location, such as fences, walks, trees, and merchandise in shipment.
Supplemental Property Protection – Provides coverage for exterior signs, lights and other features, as well as other areas that are affected by a business disaster.
Liability Coverage – Provides coverage for customers and others entering your business on a daily basis. Contact us for specific details.
Specialized Business Insurance
Morris Insurance Services works with business owners throughout the Huntington-Charleston area to make sure they have insurance coverage appropriate for their business. In addition to Workers Compensation coverage, we work with insurance coverage for a variety of business types, including:
- Apartment Owners
- Sub Contractors
- Auto Dealers
- Car Wash (self-serve or automatic)
- Convenience Stores
- Licensed Electricians
- Janitorial or Cleaning Services
- Restaurants, Including Liquor Liability
- Salon and Barbers
Contact us today for a free, no-obligation review of your current coverage.
For many businesses, fleet vehicles are essential. Having the right insurance for those vehicles can make or break your operation.
Morris Insurance Services can help you protect your company’s vehicles, whether you have 3 or 300. Our coverage includes:
- Auto liability
- Comprehensive coverage
- Collision coverage
- Uninsured and underinsured motorists coverage
- Coverage for autos you or your employees borrow or rent
- Coverage for employees using their personal cars for the business
Even if your business only has one or two vehicles, you need to make sure your insurance coverage is enough to cover you and your company in the event of a loss. The right insurance coverage can protect your business, as well as you personally.
Contact us at Morris Insurance Services. We’ll be glad to do a free review of your current coverage to make sure it’s what you need. We’ll even tell you if your current coverage is the best deal!